26 June 2009

Environment Agency - Home

Does this affect my insurance?

More information on how the likelihood of flood in your area affects your home insurance.

We are working with the Association of British Insurers (ABI) to support the insurance industry's commitment to continue offering flood risk insurance to the vast majority of homes and businesses in flood risk areas.

While the Environment Agency has no role in determining insurance cover, we do share a common goal with the ABI to improve flood mapping and provide the best available information to the public.

To assist householders and insurers in providing insurance, we have supplied ABI member insurance companies with information that gives a national assessment of likelihood of flooding, from rivers and the sea, within the floodplain taking into account flood defences. It provides a first step for insurers in assessing insurance.

Anyone can access this same information on our website - see Flood Map - how to use it link below.  You can search for your location by postcode, then follow the on-screen instructions.  More local information may be available through your local Environment Agency office.

For more specific information about insurance in flood risk areas, see our 'Your Questions Answered' page via the link below.